Simple. Transparent. Secure

Local Banking & Savings

Enjoy easy, fast, and reliable banking and savings solutions in Nigeria with Ubiaza.

Trusted by 2M+ customers across Nigeria
Local Banking and Savings

Our Features

Unlock Your Financial Freedom

Discover tools designed to simplify your daily banking and help you save smarter.

Local Transfers

Send money across Nigeria instantly with no hidden fees.

Loans

Get easy access to loans with flexible repayment options.

Secure Banking

Enjoy protected transactions with advanced security.

Smart Banking

Real-time notifications to keep you informed on account activity.

Local Access

Cards with no ATM fees or minimum balance requirements.

Calculate Your Savings Growth

Estimate how your savings can grow with Ubiaza's high-yield plans. Enter details below.

Savings Calculator

Real-time Notifications

Stay informed in real-time with everything happening on your account: payments, transfers, advice. Get visibility on your flows to anticipate your needs.

  • Cards that work across Nigeria.
  • No ATM fees. No minimum balance. No overdrafts.
Customer Support Notifications
Savings and Investments
Safe Savings

The Better Way to Save & Invest

Ubiaza helps over 2 million Nigerians achieve their financial goals by helping them save and invest with ease.

Put that extra cash to use without putting it at risk with Ubiaza.

Profitable to Save

Easy to manage with our intuitive dashboard and tools

Highest Returns

Get the best rates on your savings with Ubiaza

Banking at Your Fingertips

Your banking experience anytime, anywhere. Get your money moving with our simple-to-use, accessible mobile app. As good as a bank branch within your phone!

  • Bill Payments, Funds Transfer, Airtime Top-up
  • Savings and Local Transfers
Mobile Banking Interface

Ready to make the leap?

Let us help you.

Financial Planning

Let's plan your finances the right way

Lending that doesn't weigh you down. We know how hard it is to start something new, that's why we have the perfect plan for you.

Home Loans

Get your dream home with our competitive home loan rates.

  • Lowest interest rates
  • Fast Loan Processing

Car Loans

Drive your dream car with our flexible car loan options.

  • Competitive rates
  • Quick & Easy

Education Loans

Invest in your future with our education loan plans.

  • Pay back conveniently
  • Fast Loan Processing

Business Loans

Grow your business with our tailored business loan solutions.

  • Easy Approvals
  • Full Assistance

Testimonials

Don't take our word for it, take theirs. Take a look at our past customers' success stories. Our goal is to help you grow.

⭐⭐⭐⭐⭐

"Ubiaza has transformed how I manage my savings and local payments. The rates are competitive and the service is exceptional."

C

Chinedu Okeke

Customer